Millionaires Daily Rituals 8 Habits Of The Affluent

Millionaires Daily Rituals 8 Habits Of The Affluent 8 Daily Rituals Most Millionaires Have In Common Last week, as I prepared for my  daily three-mile run, a  friend shook his head and sighed, “I wish I had your discipline.” I told him: “It’s not discipline. It’s just a habit.” Thomas Corley, president of Cerefice Company Accounting in Rahway, studied  both millionaires  and the poor for over five years. The result is his book:  Rich Habits: The Daily Success Habits of Wealthy Individuals, Not surprisingly, Mr. Corley  found that millionaires are different than average people. What might surprise you, however, is the traits that  set millionaires apart  have little to do with money. In fact, the most common  things many millionaires share are simple daily rituals which, over time, lead to improved  productivity, health, relationships, knowledge andconsequentlywealth. Here are eight daily rituals many millionaires share, and how you can easily adopt them in your own life. Millionaires  have a daily must-do list When Corley asked about to-do lists,  81 percent of rich people said they kept to-do lists, compared to 19 percent of those in poverty. Two-thirds of wealthy listers complete 70 percent or more of their daily tasks. Need help making the most of your to-do list? Before you go to bed, try  writing down between three and six (no more) of the most important things you need to do tomorrow. Prioritize them, then start with number one and dont stop until its complete. Related: Money Under 30s Daily Productivity Planner Millionaires  don’t watch TV This action item (or non-action item) has more to it than “Judge Judy” reruns being hazardous to your mental health. It’s about productive use of time,  Corley says. Only 23 percent of millionaires watch more than an hour of TV a day, compared with 77 percent of everybody else. That leaves time for wealthy folks to do other things that broaden their financial horizons. Related: Cut the Cord without Getting Bored: Find the Best Streaming Service for You Were not saying you have to  cancel your Netflix subscription, but if you watch on the regular and youve  ever claimed you dont have enough time to do something, well, you have your answer. Millionaires  read The Financial Times Go ahead, make fun of those sissy, salmon-colored newsprint pages; the FT crowd is laughing all the way to the bank. Last year,  Harvard’s Neiman Foundation ran an article on the Financial Times’ supposed struggles. But it appears some folks are counting the wrong numbers. The piece also cites  FT’s own stats, which estimate average subscriber income at $250,000while 13 percent of readers are millionaires. Now, The Financial Times may not be for everybody, but  reading a global business publicationespecially  one that might challenge you to learn new things about business and financeis a good habit. The Wall Street Journal and The Economist are others to consider. Millionaires  are healthy eaters It’s hard to get your moneymaking brain in high gear if you feed it Twinkies and Cheetos all day long. And the sad news is that diets of low-income people are getting worse, while those of high-income people are improving,  according to a study in the  Journal of the American Medical Association, Internal Medicine. This problem is undoubtedly complex: less-affluent consumers  may have a harder time accessing healthier foods due to  income and geography, but  successful people  are also more focused on their diet and overall health and more willing to seek out (and spend more on) healthy foods. Related: Meal Delivery Comparison Which Subscription Food Service is Worth the Cost? If you want to change your eating habits, skip fad diets. Instead, start treating your food like the fuel it is. Eat just enough of the right foods to power through your workday or  your workout. Save junky meals and snacks for special occasions when you can enjoy them guilt-free. Millionaires  never stop learning Audio books. Podcasts. Real books. TED Talks on YouTube. Whatever the forum, wealthy folks are absorbing more knowledge, Corley says. His research shows  63 percent of the wealthy listen to audio books during a commute to work. Try downloading a business or self-improvement podcast for your next  30-minute drive or treadmill session. Alternately, check out one of these essential personal finance books. Millionaires  rise early The early bird gets more than the worm, it seems.  Murray Newlands, a startup advisor, investor and entrepreneur,  writes the following: “Take 100 millionaires from across the world and Ill bet you not one of them sleeps in. The majority of these individuals are up at six  or seven  a.m., slaving away while the rest of us are still eating pancakes.” If you love the snooze button, this ones tricky, I know. Start small by waking up five  minutes earlier than usual. If youre really serious about becoming an early riser, check out Hal Elrods The Miracle Morning. Its a  program that helps you gradually incorporate  things you love to do into the first minutes or hour of your day so, eventually, you cant wait to leap out of bed instead of hiding from the world under the covers. Millionaires  prioritize self-improvement Its one thing to say you want to get better at something, its another thing to make it a priority and  actually do it. New York Times bestselling author Brendon Burchardwho hangs out with the likes of Bill Gates and Richard Bransonconsistently blocks out time to create. He calls it  a habit of the super successful. Want to make it work for you? Choose one thing that you want to do more of, be it exercising, learning a new skill, or creating, and  block out time each day or each week to work on it. Treat the appointment like any other and commit to showing up. Millionaires exercise Okay, not every wealthy person doeswe all know the fat cat stereotype. But  Psychology Today study  showed that  being physically active positively influenced 15-year income.  The physically active men  in the study  earned between  14 and 17 percent more than their less active twins. You know you need it. Just do it! Related: 3 Apps That Pay You to Work Out and Eat Healthy Summary Whats interesting about these daily rituals of millionaires? I think  the main takeaway is that building wealth doesn’t necessarily equate with just sound investment strategy or working extra  to make extra money. Note how many items on this list revolve around general self-improvement“sharpening the saw,” as the late Stephen Covey once put it. Better brain power, better nutrition, and better screen habits create needed room to embrace financial successor any other kind, for that matter. Read more: The 10 Habits Of Self-made Millionaires This Super Simple Strategy Can Make Anyone A Millionaire Why Some of the Worlds Wealthiest Give Away 10 Percent of Their Money Manage Yourself: 10 Ways To Make Yourself Accountable At Work, In Life, And With Money